Paying digitally, sending or receiving money directly to friends has never been easier.Memoria Wallet can do thatSend, receive and request money: send, request and receive money quickly and securely via smartphone to friends, members, work colleagues, teachers and classmates✓ Dashboard✓ Top up money online via the app✓ Detailed reports✓ Offline application✓ Send and request money free of chargePay cashless at the cash register: conveniently with your mobile phone in the shop, restaurant, farm shop, etc. (e.g. at Dyna-POS and Vending, etc.)Pay in the online shop: save valuable time when shopping online and scan the QR code when checking out (e.g. online shop such as WooCommerce etc.)All data remain in Switzerland• Protected by a 6-digit PIN or fingerprint• The memoria wallet account can be blocked at any time